Updated terms: These programs are eligible for borrowers with credit scores above 720 and loans at 60% LTV = for a loan of no more that 60% of the appraised value of the property.
Applying for a mortgage, but don't have a W-2? With bank statement loans, that does not need to stand in the way of purchasing or refinancing a home in Seattle or elsewhere in Washington.
When you apply for a bank statement loan, you do not need to provide a W-2 or other traditional paperwork to demonstrate your income. As the name implies, you need only state your income.
You do not have to provide a W-2. You also do not need to offer documentation such as tax returns or pay stubs to verify your income.
When speed is of the essence, a bank statement loan can be a great time-saver. It can also simplify the application process.
Work with a lender that understands you. Explaining the nuances of your finances to a lender that only deals in traditional documentation can test your patience. Blue Square Mortgage processes bank statement loans on a regular basis for customers with a broad range of situations. We will work with you to help you apply quickly and efficiently for a loan.
Not having a W-2 should not stop you from applying for a mortgage. Please call Blue Square Mortgage now at (206) 352-6453. We would be glad to walk you through the bank statement loan process. Let's get you the financing you need for your home purchase or real estate investment.
Top Rated Mortgage Broker In Seattle
Blue Square Mortgage is located on 4212 33rd Ave W, Seattle. From Seattle-Tacoma International Airport (SEA) head southeast on Airport Expressway toward Departures Dr and use the left lane to keep left. Then keep left and slight left onto Airport Expressway. Keep left at the fork, follow signs for WA-509/WA-518 W and merge onto WA-518 W. Next, merge onto WA-518 W and take the exit onto WA-509 N toward Seattle. WA-509 N turns slightly left and becomes Hwy 99 N/E Marginal Way S. After that continue straight onto Aurora Ave and turn right onto Halladay St. At this point turn right onto 6th Ave N and turn left onto Dexter Ave N. Head straight for 0.5mi and turn left onto Nickerson St. Then continue straight to stay on Nickerson St and continue straight onto W Nickerson St. Finally, turn left onto W Emerson St and turn right onto Gilman Ave W. Continue onto W Government Way, turn left onto 33rd Ave W and Blue Square Mortgage will be on your left.
We are open Monday - Friday 7AM - 6PM Saturday 9AM - 4PM Sunday 10AM - 3PM.
Blue Square Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.