Applying for a mortgage, but don't have a W-2? With a stated income loans, that does not need to stand in the way of purchasing or refinancing a home in Seattle or elsewhere in Washington.
When you apply for a stated income loans, you do not need to provide a W-2 or other traditional paperwork to demonstrate your income. As the name implies, you need only state your income.
You do not have to provide a W-2. You also do not need to offer documentation such as tax returns or pay stubs to verify your income.
When speed is of the essence, a stated income loan can be a great time-saver. It can also simplify the application process.
Work with a lender that understands you. Explaining the nuances of your finances to a lender that only deals in traditional documentation can test your patience. Blue Square Mortgage processes stated income loans on a regular basis for customers with a broad range of situations. We will work with you to help you apply quickly and efficiently for a loan.
Not having a W-2 should not stop you from applying for a mortgage. Please call Blue Square Mortgage now at (206) 352-6453. We would be glad to walk you through the stated income loan process. Let's get you the financing you need for your home purchase or real estate investment.
Blue Square Mortgage LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.