If you ever purchased a home while you were a working employee, you probably remember providing pay stubs and your W-2 form to verify your income.But if you are currently retired and thinking about purchasing a home, you may no longer have employer income. That does not mean lenders are not interested in your income […]
How Cash Out Refinancing Can Help Make Borrowing Affordable
While building wealth can require complex strategizing and attention to detail, many of the principles involved are quite simple. Among them is to try and minimize the interest you owe on your loans and lines of credit. Maybe you need to take out a loan to fund your business, or perhaps you need to borrow […]
How to Save Money on Homeowners Insurance
To take out a mortgage to purchase a home, you need to pay for homeowners insurance and shopping for a great price with great coverage is essential. You will find that some insurance companies offer more competitive policies and better coverage than others. Cheaper is not always better and making sure you are well insured […]
Shopping For Mortgage With Poor Credit
Are you shopping for a mortgage with poor credit? If so, finding the right company to work with is essential for saving money and staying safe. In this post, we go over some key considerations when you are evaluating poor credit mortgage companies. Evaluating Poor Credit Work with a broker, not a lender. To start […]
How Much Can You Afford?
When you are shopping for a home, you are going to need to be realistic about the costs of homeownership. You can complete the process more rapidly and look forward to financial stability and comfort over the years ahead if you narrow down your search to only homes you can truly afford. But how do […]
10 Tips to Ensure Closing Goes Smoothly
As you move through the mortgage process, getting closer to closing day, you will feel more and more excited. Before long, you will own your own home! While there is no way to 100% guarantee that the rest of the process will proceed as planned, there are some things you can do to prevent a […]
7 Tips to Make Buying a Home Affordable
Although purchasing a home is a major expense, there is a lot of control you have over how affordable it is. Below are some simple recommendations that will help you move forward with buying your dream home without stretching your finances too much. Buying Your Dream Home Tips Know all the costs of homeownership. Homeowners […]
Closing Day and After: What to Expect
In a recent post, we shared what happens during the final walkthrough, which is one of the final steps involved in closing. Today, we want to tell you a bit more about the closing process. Below, we will talk about signing your final documents, making your first payment, and receiving your keys to your new […]
What is the Final Walkthrough, and What Should You Look For?
A lot takes place on closing day. Over the course of several hours, you will finish signing your paperwork and you will transfer the funds for your down payment and closing costs. You will also participate in something called the “final walkthrough.” The exact timing of the final walkthrough can vary, but usually it will […]
6 Mistakes to Avoid When Buying Your Second Home or Vacation Home
With its beautiful coastline, majestic mountains, and welcoming communities, Washington state is an incredible place to take a vacation—or purchase a vacation home. If you have fallen in love with our breathtaking state, you might be getting ready to buy a second home or vacation home in WA. Or, maybe you already live here, and […]
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