As you move through the mortgage process, getting closer to closing day, you will feel more and more excited. Before long, you will own your own home! While there is no way to 100% guarantee that the rest of the process will proceed as planned, there are some things you can do to prevent a […]
7 Tips to Make Buying a Home Affordable
Although purchasing a home is a major expense, there is a lot of control you have over how affordable it is. Below are some simple recommendations that will help you move forward with buying your dream home without stretching your finances too much. Buying Your Dream Home Tips Know all the costs of homeownership. Homeowners […]
Closing Day and After: What to Expect
In a recent post, we shared what happens during the final walkthrough, which is one of the final steps involved in closing. Today, we want to tell you a bit more about the closing process. Below, we will talk about signing your final documents, making your first payment, and receiving your keys to your new […]
What is the Final Walkthrough, and What Should You Look For?
A lot takes place on closing day. Over the course of several hours, you will finish signing your paperwork and you will transfer the funds for your down payment and closing costs. You will also participate in something called the “final walkthrough.” The exact timing of the final walkthrough can vary, but usually it will […]
6 Mistakes to Avoid When Buying Your Second Home or Vacation Home
With its beautiful coastline, majestic mountains, and welcoming communities, Washington state is an incredible place to take a vacation—or purchase a vacation home. If you have fallen in love with our breathtaking state, you might be getting ready to buy a second home or vacation home in WA. Or, maybe you already live here, and […]
What is a Certificate of Eligibility?
If you are applying for a VA mortgage or for an Interest Rate Reduction Refinance Loan (IRRRL) to refinance a VA loan, one thing you will need to provide with your documentation is your Certificate of Eligibility, or COE. Wondering what a Certificate of Eligibility is, and how you can get yours? Let’s go over […]
8 Ways to Make Buying a Home Less Stressful, Part 2
Does buying a home need to be stressful? Not necessarily. It can be a very enjoyable process, but there are some steps you need to take if you wanted to go smoothly. In 8 Ways to Make Buying a Home Less Stressful, Part 1, we talked about a few things you can do to make […]
8 Ways to Make Buying a Home Less Stressful, Part 1
Getting ready to purchase a home? Whether or not this is your first rodeo, you are embarking on a journey that is going to involve a lot of hard work, planning, and coordinating. But buying a home does not need to be a stressful experience. Let’s go over some things that you can do to […]
VA IRRRL FAQ
Are you looking to refinance an existing VA mortgage into another VA home loan? If so, you may have a number of questions about how VA to VA mortgages work. Known formerly as “Interest Rate Reduction Refinance Loans,” they are called IRRRLs for short. Let’s go over answers to some frequently asked questions about IRRRLs. […]
Pre-Approval vs. Pre-Qualification: What is the Difference?
An important step in the home buying process is to get pre-approved for a mortgage. But have you ever wondered what the difference is between pre-approval and pre-qualification? In this post, we will consider the similarities and differences between the two and how they relate to each other. Pre-Qualification vs. Pre-Approval: Are They the Same […]
