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Mortgage Broker in Seattle WA | Home Loans | Blue Square Mortgage

Blue Square Mortgage offers many lending options with great rates and exceptional service in Seattle and throughout Washington. Call us at (206) 352-6453.

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Zero Cost Mortgage Refinancing in Washington

Have you considered the potential savings waiting for you through mortgage refinancing? A No Cost refinance can start saving you money from day one even if your rate drops a little. With no Lender costs to pay upfront or add on to your loan, decreasing your rate no matter how small can save you big in the long run.

If you’re currently paying higher rates than what’s available or seeking to optimize your mortgage terms, now could be the ideal time to explore refinancing options.

Rates Get A Quote

Is It Time to Refinance Your Washington Home?

Consider refinancing if:

Interest rates have decreased since your home purchase.

You require cash for investments or educational expenses.

You’re contemplating a switch from a fixed-rate to an adjustable-rate mortgage, or vice versa.

Adjusting your mortgage term aligns with your financial goals.

Your financial situation has improved, potentially qualifying you for better rates.

Benefits of Washington Home Refinance

By refinancing your home, you can anticipate the following potential benefits:

Reduced interest rates leading to lower monthly payments.

Flexibility to adjust your loan term to align with your financial objectives.

Stability with a fixed-rate mortgage, providing peace of mind against rate fluctuations.

Customizable terms to better suit your financial needs.

Debt consolidation opportunities for streamlined payments and potential savings.

Your unique circumstances may also present additional benefits of refinancing in Washington.

Unlocking Maximum Savings: No Cost Refinancing and VA & FHA Streamline Refinancing

Discover two compelling options for maximizing savings through mortgage refinancing:

No Cost Refinancing:

Eliminate upfront fees and closing costs with this strategic approach. Closing costs are either rolled into the loan amount or balanced by a marginally higher interest rate, making it an attractive option for reducing out-of-pocket expenses.

Benefits:

  • Lower upfront expenses translate to significant savings.
  • Enhanced cash flow empowers you to allocate savings toward other financial goals.
  • Flexible options cater to homeowners with limited funds for traditional refinancing.

VA & FHA Streamline No Cost Refinancing:

Designed for eligible veterans and FHA loan holders, these streamlined programs offer a simplified and cost-effective route to refinancing. With reduced paperwork and requirements, borrowers can secure lower interest rates without extensive documentation. VA homeowner? Explore a VA IRRRL (Streamline) refinance for a faster path to potential savings.

Benefits:

  • No income verification required for eligible candidates.
  • Waived appraisal requirement.
  • Lower interest rates without a full credit check or appraisal.
  • Minimal documentation leads to quicker approval times.

Both No Cost Refinancing and VA & FHA Streamline Refinancing present compelling benefits for homeowners seeking to optimize their mortgage terms and save money. Consult with a mortgage professional to determine the best refinancing strategy tailored to your financial objectives and circumstances.

Empower your financial future by leveraging these refinancing options wisely, paving the way toward enhanced financial security and improved cash flow.

Qualifying for Refinancing in Seattle

Similar to obtaining a home purchase loan, refinancing necessitates meeting specific criteria. Your credit score, debt-to-income ratio, employment stability, equity in your home, and other assets will be evaluated.

Ready to Explore Refinancing Options?

If you’re prepared to reduce your interest rate, adjust your loan term, or capitalize on other refinancing benefits, Blue Square Mortgage is here to guide you. Contact us today at (206) 352-6453 to schedule a consultation and embark on your journey towards financial empowerment.

Rates Get A Quote
Chris B.
I reached out to Mike while shopping around for loan options. He was upfront, easy to talk to, and took real time to walk me through current loan products and what to look for in competing offers. After reviewing everything, he told me honestly that a competing offer had terms too good to pass up for our situation, then gave me a strategy to reduce costs long term. That kind of care and integrity is so rare. I will definitely be coming back as we restructure in the future. Highly recommend reaching out to Mike as you begin your search and buying process!
Elizabeth C.
Everyone should be so lucky as to work with Mike! I checked with four lenders and Mike found me the best rate and lowest closing costs of all. And he was so patient and informative and expedited the process at every moment. He is a great communicator and made it easy for me to know how to respond quickly all through the loan app process.
Becky B.
Mike Peacore held my hand all the way through my refinance from my initial exploration of the possibilities to the final wrap up procedures. He was responsive, helpful, and available to me whenever I had questions. Quite literally, I would not have been able to complete the process without him, and I am forever grateful for his guidance and assistance. Highly recommend!
Laven T.
I worked with Mike Peacore during my pre-approval and throughout the loan process, and I honestly couldn’t have asked for a better experience. Mike is super helpful, really friendly, and always available — whether it was early in the morning or late at night, he’d pick up the phone or reply right away. Anytime something came up, he got it resolved fast. He really knows his stuff too. Mike walked me through all the details, explained everything clearly, and made the VA loan process completely smooth. No headaches, no surprises, and closing was super easy because he stayed on top of everything. Mike also coordinated really well with my buyer agent and the closing team, which took a lot of stress off my plate. On top of all that, the rate and fees he got me were great. Overall, I had an awesome experience working with Mike and would definitely recommend him to anyone looking for a reliable and knowledgeable lender.
Ko Ko M.
Mike rocks!!! I had a pleasure of working with this gentleman for my recent purchase. I was in a rush to get estimates over weekend which Mike was able to help me get great deal. Amazing customer service and customer obsession!!!
Kate C.
My husband and I have worked with Mike on our first home mortgage and multiple refi's in the years since. He is always so helpful and responsive. He's a great communicator and makes you feel very supported through the entire process. I couldn't recommend working with him enough!
Megan M.
I had the pleasure of working with Mike on a recent second home purchase that will be used as a short-term rental, and I can’t recommend him enough. From a Realtor’s perspective, he was a true partner throughout the process. He answered the phone every time I called, had excellent communication, and made the transaction smooth from start to finish. Mike was also wonderful with my buyers—personable, professional, and easy to work with. It’s rare to find a lender who is both so responsive and genuinely great to collaborate with. I look forward to working with him again in the future!
Brian I.
I worked with Mike Peacore on my first home. I knew very little about securing a mortgage, but Mike guided me the whole way through the process, checking in on me frequently, and explaining every document and step of the process. I feel confident that the rate I landed on was the best in town and even more confident that I went with the best mortgage broker in town! He rates were way way WAY below the big banks too. Thank you Mike!!!
Michael S.
Mike made the mortgage process as pain free as possible! My last mortgage application experience was anything but -- I remember being on the phone with the loan officer constantly, always needing to push things along, correct errors, and generally being constantly frustrated. I felt confident leaving everything in Mike's hands. But Mike was always available at a moment's notice to answer any questions and to grease the wheels. He dealt with sometimes difficult situations so we didn't have to. Mike is well worth every penny! Thank you, Mike!
Eric B.
i contacted Mike because i was interested in purchasing my first home. He was helpful and easy to talk to which i find incredibly important and i could really tell he cared about what is best for me. his vast knowledge really helped me learn a lot in taking my next steps.
Jacob B.
Mike is incredibly knowledgeable and super helpful. I needed help with a second mortgage refi, on a rental property. He took the time to help me even after I ended up using my credit union that I already had a relationship with. When it comes time for us to buy another property Mike is our man!
Gwen H.
Mike offered the most competitive refinance program with the lowest interest rates and no closing costs for us. He was very helpful, responsive, and is definitely our go-to if we require his services again. We will be recommending him to friends and family!
David H.
We had a unique non-conventional situation, and Mike found options for us very quickly. He's collaborative, problem solving, and generous with his time and expertise - carefully explaining all the ins and outs of the scenarios and options. Extremely capable, and quick results - we highly recommend.
Claire N.
Called Michael Peacore to see if I was qualified for a home loan- he was very attentive to my needs and made so much time for me. He was prompt with the information provided and I will definitely use him with any questions or business moving forward. Thanks so much Mike.
Douglas A.
Mike has proven invaluable in my first-time home-buying experience. I've had many questions about many aspects of the process, and he's always been ready with an answer. He is prompt, informative, and resourceful. If and when I do this crazy, property-purchasing ritual again, it'll be him I message.
Henry Y.
Mike Peacore and Blue Square Mortgage were great. The current process for obtaining a mortgage is daunting with increasing additional scrutiny from lenders amid a rising interest rate environment. Mike was with us all the way through the process, pointing out ways in which we could speed the process and save money through it all. He was always available, even nights and weekends and worked diligently to get us answers to questions we asked. I highly recommend Mike and Blue Square and if I ever need another mortgage, will call on him. He provides the sort of customer service you don't see anymore. He is fantastic!
Andrew S.
We had a great experience working with Mike, and successfully completed a cash-out refi under less than ideal circumstances. He was communicative and professional, and rolled with the punches as we trudged through this while giving birth to our second kid. So far, Mike is the best mortgage lender in Seattle that we’ve worked with.
Bob E.
I contacted Mike for advice on refinancing my mortgage and found him extremely knowledgeable and helpful. He responded quickly and answered my questions and concerns in a clear and straightforward manner. He was very easy to talk with and I feel very confident in his advice and recommendations. I definitely recommend him for your mortgage needs.
Amanda W.
Mike Peacore is the most helpful person I have ever met. We were first time home buyers in 2020 and Mike talked us through everything. He would send us a document and instead of us reading through it alone, he would call us and go through it together. Every step was so easy with Mike. When we were confused about anything or had questions Mike was there with an answer or the connections to find the answer. AND...This week 3 years after we bought our home, we had questions about our escrow and property taxes. We called Mike and a problem we dealt with for over a year was settled in a few hours because Mike is that good. He is kind, helpful, resourceful, and even gave me a recipe when I told him I liked to bake but am newly GF. He is just an amazing person, and your home buying experience will be smooth sailing if you use Mike at Blue Square Mortgage.
Dylan M.
Mike guided me through the process of buying my first home, and made it easy. He was able to share his knowledge in a way that was easily understandable for someone like me who didn't know where to start.
Bill T.
Stellar customer service..!! Mike is professional, very responsive and thorough. Thank you for a job well done!
Megan
Mike was very knowledgeable and kind about the homebuying process. He slows down and communicates such a complex process in a way that the average person can understand. Home Buying can be very stressful, but with Mike helping you a lot of that stress is taken away! Highly Recommend his services :)
MA H.
Mike with Blue Square, a really great communicator, ushered us through a long process to qualify for a mortgage loan and we couldn’t be happier with the outcome and his responsiveness and patience. Thank you Mike!
Jason M.
Mike is 100% the person you want to go too for your mortgage needs. I had a tough lending situation and he did not stop working on my case until he was able to resolve my lending requirements. He will dig in and research for the best mortgage options for your specific situation and needs. I love to work with someone like Mike. He really put forth time and effort as if he was getting himself a mortgage. 5 stars for Mike all day.
Emily
We refinanced our mortgage with Mike and recommend him highly! He found us by far the best rate around, and walked us through every step of the process in a friendly and accessible manner. He explained things to us when needed, and was always thinking a step ahead to make sure the process went smoothly and there were no surprises. We feel lucky to have worked with him. Thank you, Mike!
Chris B.
I reached out to Mike while shopping around for loan options. He was upfront, easy to talk to, and took real time to walk me through current loan products and what to look for in competing offers. After reviewing everything, he told me honestly that a competing offer had terms too good to pass up for our situation, then gave me a strategy to reduce costs long term. That kind of care and integrity is so rare. I will definitely be coming back as we restructure in the future. Highly recommend reaching out to Mike as you begin your search and buying process!
Elizabeth C.
Everyone should be so lucky as to work with Mike! I checked with four lenders and Mike found me the best rate and lowest closing costs of all. And he was so patient and informative and expedited the process at every moment. He is a great communicator and made it easy for me to know how to respond quickly all through the loan app process.
Becky B.
Mike Peacore held my hand all the way through my refinance from my initial exploration of the possibilities to the final wrap up procedures. He was responsive, helpful, and available to me whenever I had questions. Quite literally, I would not have been able to complete the process without him, and I am forever grateful for his guidance and assistance. Highly recommend!
Laven T.
I worked with Mike Peacore during my pre-approval and throughout the loan process, and I honestly couldn’t have asked for a better experience. Mike is super helpful, really friendly, and always available — whether it was early in the morning or late at night, he’d pick up the phone or reply right away. Anytime something came up, he got it resolved fast. He really knows his stuff too. Mike walked me through all the details, explained everything clearly, and made the VA loan process completely smooth. No headaches, no surprises, and closing was super easy because he stayed on top of everything. Mike also coordinated really well with my buyer agent and the closing team, which took a lot of stress off my plate. On top of all that, the rate and fees he got me were great. Overall, I had an awesome experience working with Mike and would definitely recommend him to anyone looking for a reliable and knowledgeable lender.
Ko Ko M.
Mike rocks!!! I had a pleasure of working with this gentleman for my recent purchase. I was in a rush to get estimates over weekend which Mike was able to help me get great deal. Amazing customer service and customer obsession!!!
Kate C.
My husband and I have worked with Mike on our first home mortgage and multiple refi's in the years since. He is always so helpful and responsive. He's a great communicator and makes you feel very supported through the entire process. I couldn't recommend working with him enough!
Megan M.
I had the pleasure of working with Mike on a recent second home purchase that will be used as a short-term rental, and I can’t recommend him enough. From a Realtor’s perspective, he was a true partner throughout the process. He answered the phone every time I called, had excellent communication, and made the transaction smooth from start to finish. Mike was also wonderful with my buyers—personable, professional, and easy to work with. It’s rare to find a lender who is both so responsive and genuinely great to collaborate with. I look forward to working with him again in the future!
Brian I.
I worked with Mike Peacore on my first home. I knew very little about securing a mortgage, but Mike guided me the whole way through the process, checking in on me frequently, and explaining every document and step of the process. I feel confident that the rate I landed on was the best in town and even more confident that I went with the best mortgage broker in town! He rates were way way WAY below the big banks too. Thank you Mike!!!
Michael S.
Mike made the mortgage process as pain free as possible! My last mortgage application experience was anything but -- I remember being on the phone with the loan officer constantly, always needing to push things along, correct errors, and generally being constantly frustrated. I felt confident leaving everything in Mike's hands. But Mike was always available at a moment's notice to answer any questions and to grease the wheels. He dealt with sometimes difficult situations so we didn't have to. Mike is well worth every penny! Thank you, Mike!
Eric B.
i contacted Mike because i was interested in purchasing my first home. He was helpful and easy to talk to which i find incredibly important and i could really tell he cared about what is best for me. his vast knowledge really helped me learn a lot in taking my next steps.
Jacob B.
Mike is incredibly knowledgeable and super helpful. I needed help with a second mortgage refi, on a rental property. He took the time to help me even after I ended up using my credit union that I already had a relationship with. When it comes time for us to buy another property Mike is our man!
Gwen H.
Mike offered the most competitive refinance program with the lowest interest rates and no closing costs for us. He was very helpful, responsive, and is definitely our go-to if we require his services again. We will be recommending him to friends and family!
David H.
We had a unique non-conventional situation, and Mike found options for us very quickly. He's collaborative, problem solving, and generous with his time and expertise - carefully explaining all the ins and outs of the scenarios and options. Extremely capable, and quick results - we highly recommend.
Claire N.
Called Michael Peacore to see if I was qualified for a home loan- he was very attentive to my needs and made so much time for me. He was prompt with the information provided and I will definitely use him with any questions or business moving forward. Thanks so much Mike.
Douglas A.
Mike has proven invaluable in my first-time home-buying experience. I've had many questions about many aspects of the process, and he's always been ready with an answer. He is prompt, informative, and resourceful. If and when I do this crazy, property-purchasing ritual again, it'll be him I message.
Henry Y.
Mike Peacore and Blue Square Mortgage were great. The current process for obtaining a mortgage is daunting with increasing additional scrutiny from lenders amid a rising interest rate environment. Mike was with us all the way through the process, pointing out ways in which we could speed the process and save money through it all. He was always available, even nights and weekends and worked diligently to get us answers to questions we asked. I highly recommend Mike and Blue Square and if I ever need another mortgage, will call on him. He provides the sort of customer service you don't see anymore. He is fantastic!
Andrew S.
We had a great experience working with Mike, and successfully completed a cash-out refi under less than ideal circumstances. He was communicative and professional, and rolled with the punches as we trudged through this while giving birth to our second kid. So far, Mike is the best mortgage lender in Seattle that we’ve worked with.
Bob E.
I contacted Mike for advice on refinancing my mortgage and found him extremely knowledgeable and helpful. He responded quickly and answered my questions and concerns in a clear and straightforward manner. He was very easy to talk with and I feel very confident in his advice and recommendations. I definitely recommend him for your mortgage needs.
Amanda W.
Mike Peacore is the most helpful person I have ever met. We were first time home buyers in 2020 and Mike talked us through everything. He would send us a document and instead of us reading through it alone, he would call us and go through it together. Every step was so easy with Mike. When we were confused about anything or had questions Mike was there with an answer or the connections to find the answer. AND...This week 3 years after we bought our home, we had questions about our escrow and property taxes. We called Mike and a problem we dealt with for over a year was settled in a few hours because Mike is that good. He is kind, helpful, resourceful, and even gave me a recipe when I told him I liked to bake but am newly GF. He is just an amazing person, and your home buying experience will be smooth sailing if you use Mike at Blue Square Mortgage.
Dylan M.
Mike guided me through the process of buying my first home, and made it easy. He was able to share his knowledge in a way that was easily understandable for someone like me who didn't know where to start.
Bill T.
Stellar customer service..!! Mike is professional, very responsive and thorough. Thank you for a job well done!
Megan
Mike was very knowledgeable and kind about the homebuying process. He slows down and communicates such a complex process in a way that the average person can understand. Home Buying can be very stressful, but with Mike helping you a lot of that stress is taken away! Highly Recommend his services :)
MA H.
Mike with Blue Square, a really great communicator, ushered us through a long process to qualify for a mortgage loan and we couldn’t be happier with the outcome and his responsiveness and patience. Thank you Mike!
Jason M.
Mike is 100% the person you want to go too for your mortgage needs. I had a tough lending situation and he did not stop working on my case until he was able to resolve my lending requirements. He will dig in and research for the best mortgage options for your specific situation and needs. I love to work with someone like Mike. He really put forth time and effort as if he was getting himself a mortgage. 5 stars for Mike all day.
Emily
We refinanced our mortgage with Mike and recommend him highly! He found us by far the best rate around, and walked us through every step of the process in a friendly and accessible manner. He explained things to us when needed, and was always thinking a step ahead to make sure the process went smoothly and there were no surprises. We feel lucky to have worked with him. Thank you, Mike!