We currently have no loans available below 620 middle credit score due to covid and lenders are changing guidelines. Loans with scores under 680 are restrictive..
When you contact us about bad credit home loans in Washington, we can assist you in the following ways:
We can counsel you on what you can do right now to try and raise your credit score. If there is flexibility in your schedule for purchasing a home, there may still be time to reduce the perception that you are a risky homebuyer.
We can examine the broader picture of your finances, taking into account the context of your credit score. Although credit scores are important, they do not always tell the full story. We will also consider your debt-to-income ratio, employment history and other factors when you apply for a loan.
We will connect you with the most affordable loan we can find for you. To do this, we will check to see if you qualify for any special loan programs with flexible credit qualifications. Some examples are FHA and VA loans. Even if you do not, we can bring you competitive conventional financing.
We can also advise you on your options for the future. If you expect your credit score to improve going forward, you may be able to take out a loan now, and later refinance at a more affordable rate.
You have dreams and goals and a timeline for achieving them. There are a lot of reasons why your credit may have taken a hit but you could still be a perfectly viable homebuyer with a stable financial future.
That is why at Blue Square Mortgage, we do not believe that a poor credit score should stop you from buying a home and owning your piece of the American dream.
When you give us a call at (206) 352-6453, we can set up a consultation where we can sit down with you to discuss your finances and the options which are available to you. We look forward to helping you open the door to homeownership in Washington state.
Top Rated Mortgage Broker In Seattle
Blue Square Mortgage is located on 4212 33rd Ave W, Seattle. From Seattle-Tacoma International Airport (SEA) head southeast on Airport Expressway toward Departures Dr and use the left lane to keep left. Then keep left and slight left onto Airport Expressway. Keep left at the fork, follow signs for WA-509/WA-518 W and merge onto WA-518 W. Next, merge onto WA-518 W and take the exit onto WA-509 N toward Seattle. WA-509 N turns slightly left and becomes Hwy 99 N/E Marginal Way S. After that continue straight onto Aurora Ave and turn right onto Halladay St. At this point turn right onto 6th Ave N and turn left onto Dexter Ave N. Head straight for 0.5mi and turn left onto Nickerson St. Then continue straight to stay on Nickerson St and continue straight onto W Nickerson St. Finally, turn left onto W Emerson St and turn right onto Gilman Ave W. Continue onto W Government Way, turn left onto 33rd Ave W and Blue Square Mortgage will be on your left.
We are open Monday - Friday 7AM - 6PM Saturday 9AM - 4PM Sunday 10AM - 3PM.
Blue Square Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.