Many first time home buyer loans as well as VA and FHA loans offer pricing specials for borrowers with lower credit scores.
How We Can Help
When you contact us about opportunities with lower credit score home loans in Washington & Colorado, we can assist you in the following ways:
Do you know how much home you can afford?
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Today's Mortgage Rates- We will search and connect you with the most affordable loan we can find for you. To do this, we will check all of our programs to see if you qualify for any special loan programs with flexible credit qualifications. Some examples are FHA and VA loans and First Time Home Buyer programs.
- We will examine the broader picture of your finances, taking into account the context of your credit score. Although credit scores are important, they do not always tell the full story. We will also consider your debt-to-income ratio, employment history and other factors to find you options when you apply for a loan.
- We can also advise you on your options for the future. If you expect your credit score to improve going forward, you may be able to take out a loan now, and later refinance at a more affordable rate.
- We can also counsel you on what you can do right now to try and raise your credit score. If there is flexibility in your schedule for purchasing a home, there may still be time to reduce the perception that you are a risky homebuyer.
Do you know how much home you can afford?
Most people don’t... Find out in 10 minutes.
Today's Mortgage Rates