Are you looking to refinance an existing VA mortgage into another VA home loan? If so, you may have a number of questions about how VA to VA mortgages work. Known formerly as “Interest Rate Reduction Refinance Loans,” they are called IRRRLs for short. Let’s go over answers to some frequently asked questions about IRRRLs. […]
What Our Clients Say
Blue Square Mortgage
Mark Kilcup
23:43 26 Jan 21
Duncan Wray was an absolute professional to work with during this process. They had a super competitive rate and were able to work with the VA on my refi. I recommend Duncan and his team!
Scott Matlock
23:01 23 Dec 20
Max at Team Blue Square was extremely helpful and positive during my entire refinance process. We had a few hurdles along the way, but he was always positive and super responsive to all of my questions. Not only did he lock me in at a great rate, but I was continually impressed by his knowledge and accommodating attitude. He was a true professional, and you can tell he truly cares about customer service. Couldn't be happier with how everything turned out. 5-stars!!!!
L VC
15:56 02 Oct 20
I spoke with Tracy/Trish can't remember because she really upset me?! yesterday and she was NOT AT ALL very helpful. Explained my scenario, since their website lists more options for a mortgage loan. All she can say was sorry we can't help you. You shouldn't state on your website what services you offer people if you're just going to flat out say no. It was pretty obvious- it was more about her making sure she would make a commission out of something rather than actually helping and taking the initiative to at least try. She didn't make no effort at all to even look at all our information and see that we are capable of making a mortgage payment- no furloughs, no shut down on our work/business. I contacted another mortgage company and they actually took the time to listen- really listen to our situation, decided to take the initiative to see what they had to offer and is currently in the works of getting us into a loan! Yes, they said they were able to help and do have options for us even with our situation to get us into a home. Never assume anything.
Tamara Atkins
17:03 01 Sep 20
This was our 3rd time financing/refinancing with Mike Peacore. As always, he was so professional, expedient, and helpful. Everything went smoothly with Mike guiding the process the whole way to closing. Have referred him to many friends!
Justin Lonergan
04:42 20 Aug 20
Sean was fantastic through our VA refi. Blue Square's rates were the most competitive of the companies I screened, and the application could not have been easier. I probably spent less than 5 total hours on the refinance, saved my family hundreds per month, and I very much attribute that smooth process to Blue Square's and Sean's attentiveness. I have already recommended them to peers and would wholeheartedly recommend giving them a call to see what they can do for you.
RD Kent
03:44 20 Aug 20
Very responsive, friendly, and helpful. Excellent experience!
Jeremy Kirsch
01:54 20 Aug 20
I just closed and recorded and I wanted to thank Kathy S. for her excellent service and support and for giving me the best deal ever. I am getting looks of disbelief when I tell people, especially those with conventional loans who can’t even come close!With Kathy, every question was answered and there were no surprises, except the good kind. No weirdness, everything disclosed.I've purchased and sold and refinanced a number of times, it's usually a stressful experience even without having to move. Not this time.Prior to dealing with Kathy and Blue Square, I had previously used a broker a couple of times before, whom I considered excellent and I was very happy with. With that said, if I ever need another loan, I will come to Kathy and Blue Square first. Without a doubt.And I will be recommending Kathy to anyone who needs a loan, especially those in the VA IRRL category.Again, thank you Kathy for all you did!
manjusha n
00:58 11 Jul 20
Spoke to Mike Peacore about Home purchase mortgage. He was very responsive and helpful. I was shopping around for rates and he gave a quote and gave me tips on getting better rates. He really cares about his clients and great to talk to. I highly recommend Blue Square Mortgage for good interest rates and Mike for his outstanding service. Thank you!
Kevin Hoy
17:18 05 Jun 20
I contacted Blue Square based on a Google search for VA IRRRL. Mike was very helpful in explaining the parts of the refinance process to me and helping me understand not only what everything means but also how and why he is able to offer lower rates than most of the big name lenders. I look forward to doing business with Mike again.
Andrew Gray
00:08 23 May 20
As a first time home buyer, I feel extremely lucky we went with Mike at Blue Square as our mortgage broker. He was professional, thorough, and more than happy to answer all of our questions about the process. His rate and fee estimates were considerably lower than other lenders we considered. He worked nights and weekends during the closing process and we wound up closing early. I look forward to working with him on a refi and eventually our next home purchase!
Mary Jo Carson
17:48 09 Mar 20
I've refinanced my home about 4 years ago and had such a positive experience with Mike, that I reached out to him again. I wanted to see if it would be prudent to do so again. He ran the numbers and found for me, this wouldn't be the best thing to do. I appreciate his help and honesty.
Rob Luecke
15:29 05 Mar 20
I am in the business and have done over 1,000 real estate transaction, have several rentals and Mike did a bang up Job.
Lana Zielke
06:15 12 Jan 20
I found Mike online by searching online to see what mortgage brokers came highly recommended in the Seattle area. I was not disappointed! He worked fantastically with my real estate agent. Made the whole process super simple. And not only did we close on time, we closed early (25 days after our offer was accepted)!! He negotiated the PMI with the lender based on credit score so I have an incredibly low monthly PMI! And in the week of escrow, my monthly payment came down by about $40. I couldn’t be happier with his service. He was quick, attentive, very responsive, and easy to work with. I highly recommend him!
Kyle Acheson
18:44 31 Dec 19
Mike was great to work with. He really helped us through the process and answered all of our questions timely and thoroughly. Would work with again.
jeffrey bley
18:49 20 Dec 19
Mike Peacore was thorough and very helpful in getting me a competitive rate. He always kept me up to date on the current status, and was more than happy to help explain things to me when there was something I didn't understand. I was able to make informed decisions and I was very happy with my refinance. Thanks Mike!
Michael Medvedev
03:59 18 Dec 19
Great and unique service! Thank you so much!!! Would recommend to anybody!
Steven Jones
22:23 25 Nov 19
You couldn’t ask for a better guy to do a home refi with! Mike Peacore did a wonderful job,we closed in about 6 weeks! He made it easy and very stress free! He went out of his way to let me know what was going on at all times! He worked with me way after the regular 8 to 5 business! He is a great guy and does great work! I couldn’t even imingae going with anyone else after working with him! You won’t be disappointed if you go with Mike Peacore at blue square Mortage! I will definitely be telling my friends and family about him! I will call him for my next refi! Thanks for everything Mike! You are the man!!!
Stefan Muehleis
00:46 14 Nov 19
I worked with Mike on a very difficult short sale and without him, I wouldn't have gotten the house!There were three banks involved and a very difficult seller.Mike worked day and night to make it all happen before the deadline.Absolutely fantastic work!Mike also helped to refinance my mortgage and now I safe $190 a month. Excellent work and service!
KenG
17:07 19 Aug 19
Mike goes over and above. I needed help with refinancing a rental property in Chicago. Even though he couldn't service a property in IL, he was super responsive and went out of his way to find a solution and referral for me. Loved his commitment to service and highly recommend.
Forbes Fu
20:15 12 Aug 19
I've worked with Mike Peacore twice now, once as a buyer and second as an agent. He's the real deal! Easily exceeds expectation and works with you to make sure everything is on track to close on time. Definitely recommend working with him.
Jennifer Teunon
22:34 05 Mar 19
Mike Peacore was incredibly professional and easy to work with. During our recent refinance, we weren’t sure of our exact timeline, and he never pressured us to move forward before we were ready. Once we did make a decision, he helped us act quickly and secure a good rate. Throughout the entire process, Mike was always accessible and responsive, friendly, and constantly looking out for our best interests. I would highly recommend Mike and Blue Square Mortgage.
B Larson
17:54 18 Feb 19
Mike Peacore at Blue Square Mortgage helped make the refinance process hassle free. He has great rates, provided fast service, quick responses to our questions, and accurate information about the process and specific details. Mike is knowledgeable about all the things we needed to know about market values and mortgages. We live in Bellingham--90 miles north of Seattle--but that distance was a non-issue. It was as convenient as it would be if we lived in Seattle.
Vince Tasso
18:29 11 Feb 19
Mike helped me with my first condo purchase. He was great through each step of the process and even attended the signing with me in-person. He's very knowledgeable and open to discussing all questions any time! I would highly recommend him to anyone in the Seattle area looking to buy a home!
Pete Larsen
15:07 12 Oct 18
I just can't say enough good things about Mike Peacore and his dedication to his clients. Mike found us financing after a bitter experience with a high profile broker who turned us away after glancing at our financials: the issue being years of self-employment. With Mike's assistance, we were able to follow our strategy of buying a smaller place before marketing our existing home. Five stars aren't enough!
Andrew Tasso
20:10 07 Oct 18
In short, Blue Square Mortgage was the driving force on my home closing. Mike, at Blue Square Mortgage was referred by a friend who had worked with Mike on prior home purchases. Mike worked tirelessly with my fiance and I to ensure that we were getting the best possible mortgage rate for our first home purchase. His business acumen and industry experience was easily identified in our first phone call, where he explained the in's and out's of lender proceedings for a first time home buyer. Mike is an expert is what he does, and brought a very personal touch to a transactional process. There is no doubt I will be working with Mike and Blue Square Mortgage again when the time comes to purchase a new home.
Wendi Bernard
16:26 13 Sep 18
We have worked with Mike Peacore of Blue Square Mortgage multiple times in the purchase of our home and subsequent refinancing. At every step of the process, Mike was knowledgeable, supportive, professional and efficient. When we buy our next home, Mike will be our first call. We highly recommend Mike Peacore of Blue Square Mortgage.
William Rodgers
21:39 11 Sep 18
Mike was well prepared, honest, and very customer focused. Love working with him.
Erik Murphy
20:25 07 Sep 18
Blue Square Mortgage has helped us secure a couple new home loan and refinance our existing loans. I know I can count on Mike Peacore to diligently track down all the required paperwork and make the loan happen. Mike is very helpful and knowledgeable about rates and loan options. I highly recommend Blue Square Mortgage.
mike bon
22:36 23 Aug 18
Mike is extremely professional, knowledgeable, straightforward and a great communicator. I have known and have worked with Mike for 25+ years. He is driven to accomplish all your needs and goals. Both new and returning clients stay with Mike and highly recommend him. Mike is easy to recommend to others for all their mortgage needs!
Caroline Miceli
23:00 10 Aug 18
I really enjoy working with Mike--he helps keep the mortgage and borrowing intimidation factor to a minimum, and it becomes much less confusing. I've called him to just talk through the market and what may be possible in terms of future borrowing. For our last home purchase Mike was great at searching for the best rates and loans for us and he even advising us to hold off for a few days as even better rates may be around the corner--and they were! We locked in a great interest rate as a result!
C O
00:27 06 Aug 18
I've worked with Mike multiple times on loans and refis over the last few years. The experience has always been fantastic and I've recommended him to other friends and colleagues.
J Cordick
22:02 30 Jul 18
I have used Blue Square for years and Mike is consistently up to speed on rates, what banks/credit unions are doing and why to use certain ones and not others, and always helpful. He will not only coach you through the process, but if you are not an attorney and are not super detailed, this is your company. He makes sure you understand (in regular terms) what the sheets are for and how the process works....GREAT experience.
Kassandre Aytch
21:20 26 Jun 18
I used Blue Square Mortgage (Mike Peacor) back when I first bought my house and he also just helped me complete my refinance. He is so incredibly helpful and a pleasure to work with. It was my first refinance and he is so knowledgeable and able to answer all of my questions. He stays on top throughout the whole process and his communication is right on point. He is just a really really great person to work with!!
karl vogel
04:14 14 Nov 17
Mike is top notch when it comes to your loan experience. Knowledgeable and prompt with his response. It makes buying a home very easy!
Mozzie Pants
16:09 18 Feb 15
"Mike has worked with us two times, both times he did an outstanding job! He acted quickly and got us the results we were looking for in a crazy market! Mike was willing to come to us for paperwork at odd hours that accommodated our busy schedules. He made the process enjoyable and easy."
Deborah Fields
23:49 19 Sep 13
I would like to highly recommend Mike Peacore and Blue Square Mortgage for the exceptional service and finishing two mortgages for me in the last six years.Mike helped me get my first mortgage on a townhouse in Puyallup and then fast forward to this year when I became eligible for a HARP (re-finance) loan he made it happen. Originally I had gone to Wells Fargo (the loan holder) but after 4 months of wasted promises, I called Mike - and all the reasons Wells said I couldn't qualify and they couldn't make it happen - MIKE DID IT!I should have called Mike in the first place, but thought I had to go to the current loan holder - Silly me - he got me a great rate, he was informative, patient and gave it everything he had to make this happen. He got done in TWO MONTHS what Wells could not do in four...Don't go anywhere else - if you need assistance with your mortgage, first home, investment property, re-fi - whatever. Mike can help you!
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Blue Square Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.