With its beautiful coastline, majestic mountains, and welcoming communities, Washington state is an incredible place to take a vacation—or purchase a vacation home. If you have fallen in love with our breathtaking state, you might be getting ready to buy a second home or vacation home in WA. Or, maybe you already live here, and […]
8 Ways to Make Buying a Home Less Stressful, Part 2
Does buying a home need to be stressful? Not necessarily. It can be a very enjoyable process, but there are some steps you need to take if you wanted to go smoothly. In 8 Ways to Make Buying a Home Less Stressful, Part 1, we talked about a few things you can do to make […]
8 Ways to Make Buying a Home Less Stressful, Part 1
Getting ready to purchase a home? Whether or not this is your first rodeo, you are embarking on a journey that is going to involve a lot of hard work, planning, and coordinating. But buying a home does not need to be a stressful experience. Let’s go over some things that you can do to […]
Pre-Approval vs. Pre-Qualification: What is the Difference?
An important step in the home buying process is to get pre-approved for a mortgage. But have you ever wondered what the difference is between pre-approval and pre-qualification? In this post, we will consider the similarities and differences between the two and how they relate to each other. Pre-Qualification vs. Pre-Approval: Are They the Same […]
How to Fix Credit Report Errors When Buying a Home
Are you trying to purchase a home or refinance a mortgage? If so, you know that your credit score is one of the main factors that determine what mortgage rates you are eligible for. One important step to take before you apply for a home loan is to check your credit report. Your score is […]
4 Reasons to Lock in Fixed Mortgage Rates Now
If you have been thinking about buying a home or refinancing, this is a good time to lock in a fixed mortgage rate for the years ahead. Let’s go over a couple of reasons why. Buy a Home in Seattle, WA Mortgage rates are still very low. The biggest reason to lock in mortgage rates […]
How to Minimize Closing Costs
Along with your down payment, interest rates and mortgage premiums, you need to think about the closing costs of your mortgage. The closing costs for mortgage include several different fees, such as: • The loan origination fee • The appraisal fee • The cost to pull your credit report • Discount points • Attorney fees […]
What to Know About Applying for a Mortgage When You Are Self-Employed
Applying for a home loan as a self-employed borrower can present obstacles which the traditional employee might not need to navigate. But you do not need to feel discouraged. It is possible to qualify for a competitive home loan in Washington if you own your own business. Buy a Home in Seattle, WA The following […]
Why Buy a Home With a Fixed Rate Loan?
When buying a home, you will need to choose whether you want a fixed rate or adjustable rate mortgage. There are scenarios where adjustable rate mortgages make sense, particularly for homebuyers who will only be in their homes for a few years. But for many homebuyers, a fixed rate mortgage is an ideal choice. Following […]
5 Signs You’re Ready to Buy a Second Home
Are you thinking about applying for a mortgage for a second home, but are not sure whether this is the right time? Even if you have been planning to buy a second home or vacation home for a while, it can be difficult to know if you have finally reached the point where you are […]
